Index funds with nobody running them.

A fund here is a basket and a rule, both fixed the moment it opens. Money put in buys that basket at official prints, through the books, so what a fund is about to buy cannot be traded ahead of. Getting out never waits and never sells: a redemption hands back a slice of exactly what the fund holds.

No manager, no fee, no owner. The two jobs that keep a fund running, putting new money to work and taking in what the books delivered, can be done by anyone.

Open funds

Reading the chain.

Open a fund

Pick the stocks. Weights are split evenly unless you type your own, in percent, separated by commas. The basket cannot be changed afterwards, by you or by anyone.